Have peace of mind

Personal Injury Protection (PIP)

Loyalty is one of the main principles of law, in the Law Offices of Gonzalez & Associates; professional secrecy is one of the basic principles of our firm. We represent more than 700 Health Care providers in north, center and south Florida. We service all types of clinics, MRI facility, including doctors, chiropractors, therapists or medical provider offering services to patients injured in automobile accidents.

Thanks to our team of lawyers’ professional prestige Gonzalez & Associates has successfully assisted many health care providers with the recovery of unpaid Personal Injury Protection (PIP) benefits coming from:

Bills constantly being reduced.
Certain medical procedures being denied as not medically reasonable or necessary.
Patient’s treatments being cutoff as of a result of Independent Medical Examinations (IME) by third party Doctors.
Certain diagnostics procedures being disallowed.

Gonzalez & Associates advocates serving you when you most need.

Bodily Injury

The dictionary defines the word accident as an event that involuntarily damages people or things. We can also say that accidents happen when we least expect them.

If you or someone in your family has been injured, it is important to retain a lawyer to ensure that you receive full payment for your medical bills, as well as fair compensation for pain, suffering, lost wages and other damages.

Gonzalez & Associates can advise you in case of:

Auto Accidents
Premises Liability
Slip and Fall
Medical Malpractice
Injury Claims

Our law offices ensure you that one of our professional lawyers can help you protect your interests, and fight for the best settlement possible.

At Gonzalez & Associates, we make sure all of our clients receive the same dedicated service and attention.

1. What is a personal injury?
A personal injury is a physical or mental injury caused by someone’s negligent or intentional acts. The following are the most common incidents that can result in personal injury:

Automobile / truck / motorcycle accidents
Workplace injuries
Home injuries
Wrongful death
Medical malpractice

2. Why should I retain legal counsel if I’ve been in an accident?
Health issues caused by physical injury can take months or even years to develop. Only our experienced personal injury attorney can assess your situation and help you determine fair compensation for your present and potential losses.

3. What is PIP?
PIP is Personal Injury Protection insurance coverage, also known as "no fault" coverage.

PIP provides insurance benefits for medical treatment, lost wages, transportation, prescription medications and lost services to persons injured in a motor vehicle accident.

4. How do I know if I have PIP coverage?
Florida law requires people who own and operate a motor vehicle in Florida to maintain this coverage. In most cases, the declarations page of your insurance policy will show you how much coverage you have.

5. What benefits are available under PIP?
PIP pays 80% of all reasonable and necessary medical expenses that arise out of the use, operation or maintenance of a motor vehicle. This includes medical, surgical, dental, x-ray or other diagnostic services, as well as hospital, ambulance and nursing expenses.

PIP also pays 60% of any loss of gross income or earning capacity caused by an inability to work due to injury (if there is a disability note from a doctor). It also pays for expenses reasonably incurred in obtaining services from others that would have been performed by the injured person.

PIP also pays transportation costs incurred by injured parties traveling to and from locations where medical treatment is received and prescription reimbursement.

Finally, PIP pays death benefits of $5,000 per individual. This coverage is primary over regular health insurance and may have a deductible.

6. What if the accident was my fault?
PIP benefits are paid regardless of who’s fault.

7. What is " Bodily Injury Liability" insurance?
Bodily Injury Liability coverage pays for serious and permanent injury or death to others when you cause an accident involving your automobile. Your insurance company will pay for injuries up to the limits of your policy and provide legal representation for you if you get sued.

In particular, your company pays for injuries caused by you or members of your family who live with you, even if they were driving someone else's vehicle. It may also cover others who drive your automobile with your permission. This coverage also provides you with legal defense in the event the injured party sues you.

8. What is "Property Damage Liability" insurance?
This coverage pays for damages you or members of your family cause (and are liable for) to other people's property in a crash involving a motor vehicle.