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What to do if you are in an accident while driving a rental car

On Behalf of | Feb 13, 2023 | Motor Vehicle Accidents |

Everyone loves going on vacation. Whether you are heading to the beaches of Miami or elsewhere, getting around may be easier with a rental car.

Despite the smiles that come with being on a getaway, there is still the risk of getting into an accident. It is vital that everyone know what to do if you have been injured in an unfamiliar city or country.

Taking action after a wreck in a rental car

Start by determining whether everyone is okay. Ask passengers in your vehicle whether they have pain. Call 911 for an ambulance and a crash report if anyone answers in the affirmative. Use GPS to figure out your location.

Of course, there is the chance you are the one with an injury, even if you feel fine. Broken bones and other injury symptoms can take time to appear. See a doctor as soon as possible for a comprehensive physical in case there are internal injuries.

Exchange information with the other driver. Swap license plate info, phone numbers and insurance details. Take comprehensive notes and pictures of the entire scene.

Contacting insurance after your accident

As you would with an accident in your own vehicle, inform your car insurer about the incident. Ask whether you are responsible for filing an accident report. There is a chance your provider will handle that on your behalf.

Also, inquire whether you have liability insurance, which usually covers rental cars. For your next trip, consider purchasing supplemental liability protection when you sign the rental agreement. This optional coverage takes care of damage to other vehicles.

You never expect to be in an automobile crackup during a trip, yet the hazard remains. Understanding how to handle such a hiccup can help put the matter behind you quickly and easily.