We Understand That You May Not Know Where To Turn For Help
When you are facing mounting debt and long-term financial obligations that you cannot meet, our compassionate and experienced team will work with you and your family to put an end to constant collections calls and letters, and help you through this frustrating and confusing time. If you are facing the unbearable weight of uncontrollable debt or an abusive creditor, our team at Gonzalez & Associates can help you reestablish yourself financially through debt negotiation or bankruptcy options that may be available to you.
Debt Negotiation
During the debt negotiation process, our experienced professionals work with you to create a plan to move past your financial obstacles by negotiating your current debt on your behalf and arranging a repayment plan that suits your current financial standing.
Bankruptcy
Bankruptcy is a court proceeding where you tell a judge that you cannot pay your debts. Although bankruptcy is not an easy fix for out-of-control debt, it can be a viable option to relieve the unbearable weight of uncontrollable and increasing debt. While bankruptcy can stop foreclosure of your home and garnishment of your wages, it may not cancel all your debts. If you are dealing with mortgages, personal loans, car payments, and credit card debt (or others that may qualify), the following two personal bankruptcy options may offer you the relief that you need: